Annual Multi-Trip Travel Insurance
Unlimited trips, one annual premium. The smartest way to stay covered if you travel more than once a year.
What Is Annual Multi-Trip Insurance?
Annual multi-trip travel insurance covers you for an unlimited number of trips within a 12-month period. Rather than buying a separate policy each time you travel, one annual plan keeps you protected all year — saving you both time and money.
It's the go-to choice for frequent travellers, business professionals, and families who take multiple holidays a year. All the same benefits as single trip cover, with the convenience of year-round protection.
Key Benefits
- Unlimited trips within 12 months
- Individual trip durations of 31, 45, 60, or 90 days
- Medical expenses and repatriation up to £10,000,000
- Cancellation cover up to £5,000 per trip
- Baggage and personal belongings up to £2,500
- 24/7 emergency medical assistance
- Optional winter sports and cruise add-ons
- Cover for UK and worldwide destinations
Compare Annual Plans
| Benefit | Essential | Standard | Comprehensive |
|---|---|---|---|
| Max Trip Duration | 31 days | 45 days | 90 days |
| Medical Expenses | £5,000,000 | £10,000,000 | £15,000,000 |
| Cancellation | £1,500 | £3,000 | £5,000 |
| Baggage | £1,000 | £2,000 | £2,500 |
| Winter Sports | ✗ | Optional | ✓ Included |
| Cruise Cover | ✗ | Optional | ✓ Included |
| Compare Quotes → | |||
Who Should Choose Annual Cover?
Annual multi-trip insurance is ideal if you:
- Take two or more holidays per year
- Travel frequently for business
- Enjoy spontaneous weekend breaks in Europe
- Want the convenience of always being covered
If you only travel once a year, single trip insurance may be a better fit.
Annual Multi-Trip Insurance — FAQs
Your annual policy covers an unlimited number of trips throughout the year. Each individual trip can last up to 31, 45, 60, or 90 days depending on the plan you choose.
Yes. Winter sports cover can be added to many annual multi-trip policies for a small additional premium. Some comprehensive plans include it as standard.
If your trip exceeds the maximum duration on your policy, you will not be covered for the period beyond the limit. Check your policy limits before you travel to ensure your trip falls within the allowed duration.
Compare Annual Multi-Trip Insurance Quotes
Find the best annual travel insurance from our trusted, FCA-regulated partners.
Explorer Insurance
Established UK travel insurer
Medical Travel Insurance
Pre-existing condition specialists
Insure For Travel
FCA regulated (No. 458950)
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