Backpacker Travel Insurance

Long-stay cover for gap years, working holidays, and extended adventures. Multi-country flexibility for up to 18 months.

Insurance for the Long Road

If you're planning an extended trip โ€” whether it's a gap year in South-East Asia, a working holiday in Australia, or a multi-country backpacking adventure โ€” you need insurance designed for long-term travel. Standard single-trip policies often don't cover the length of stay, the number of countries, or the activities that backpackers enjoy.

Backpacker travel insurance gives you the freedom to explore on your own terms, with robust medical cover, adventure activity options, and the flexibility to change your plans as you go.

What's Included?

  • Trip cover from 3 months up to 18 months
  • Medical expenses and repatriation up to ยฃ10,000,000
  • Multi-country and multi-region cover
  • Over 50 adventure activities included as standard
  • Working holiday cover (manual and non-manual work)
  • Baggage and personal belongings up to ยฃ2,000
  • Cancellation cover up to ยฃ3,000
  • 24/7 emergency assistance worldwide
  • Option to extend your policy while abroad

Adventure Activities Included

  • Bungee jumping
  • White-water rafting (up to Grade 4)
  • Trekking up to 4,000m altitude
  • Scuba diving (up to 30m, PADI certified)
  • Surfing
  • Kayaking and canoeing
  • Zip-lining
  • Jungle trekking

Higher-risk activities like skydiving or mountaineering above 4,000m can be added for an additional premium.

Backpacker Insurance โ€” FAQs

Backpacker policies typically cover trips from 3 months up to 18 months, with the option to extend your policy while you're abroad.

Yes. Many backpacker policies include cover for manual and non-manual work as part of a working holiday, provided the work is legal and you have the appropriate visa.

Many adventure activities are included as standard, such as bungee jumping, white-water rafting, and trekking up to 4,000m. Some high-risk activities may require an additional premium.

Compare Backpacker Insurance Quotes

Long-stay and gap year cover from trusted UK providers โ€” compare quotes and start your adventure.

Explorer Insurance

Established UK travel insurer

Backpacker Cover Multi-Country Extended Trips
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Insure For Travel

FCA regulated (No. 458950)

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Medical Travel Insurance

Pre-existing condition specialists

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