Travel Insurance with Medical Conditions

Pre-existing conditions shouldn't stop you from travelling. Our specialist providers offer tailored cover so you can explore with confidence.

Cover That Understands Your Health

Finding travel insurance when you have a pre-existing medical condition can be frustrating. Many insurers either refuse cover or charge excessive premiums. The specialist providers we feature take a different approach — they assess each condition individually and offer tailored policies at competitive rates.

Whether you're living with diabetes, a heart condition, cancer (in remission or receiving treatment), asthma, or any other medical condition, we can help you find travel insurance that gives you the protection you need.

Conditions Commonly Covered

  • Diabetes (Type 1 and Type 2)
  • Heart conditions and high blood pressure
  • Cancer (including those in remission)
  • Asthma and respiratory conditions
  • Stroke and neurological conditions
  • Arthritis and mobility conditions
  • Mental health conditions
  • Kidney and liver conditions

This is not an exhaustive list. If your condition isn't listed, please still compare quotes — our partners cover a wide range of medical conditions and assess each case on its merits.

Why Declaring Conditions Matters

It is essential that you declare all pre-existing medical conditions when purchasing your policy. If you do not declare a condition:

  • Claims related to that condition may be denied
  • Your entire policy could be voided
  • You could face significant out-of-pocket medical costs abroad

Being honest about your health is the best way to ensure you're properly protected. The medical screening process used by our featured providers is quick, confidential, and designed to find you appropriate cover — not to catch you out.

What's Included?

  • Cover for declared pre-existing medical conditions
  • Medical expenses and repatriation up to £15,000,000
  • Cancellation cover if you can't travel due to your condition
  • 24/7 emergency medical assistance staffed by medical professionals
  • Single trip and annual multi-trip options
  • No upper age limit

Medical Conditions Insurance — FAQs

A pre-existing medical condition is any medical condition for which you have received treatment, advice, medication, or investigation in the period before purchasing your policy. This includes chronic conditions like diabetes, heart disease, asthma, and cancer.

Your premium may be higher depending on the nature and severity of the condition, but specialist providers assess each case individually. Compare quotes from multiple providers to find the most competitive cover for your circumstances.

If you do not declare a pre-existing medical condition, any claim related to that condition — or arising from it — may not be paid. Your entire policy could potentially be voided. It is essential to declare all conditions honestly to ensure you are properly covered.

Compare Medical Conditions Travel Insurance

Specialist providers who cover pre-existing medical conditions — compare quotes instantly.

Insure For Travel

FCA regulated (No. 458950)

Medical Screening Pre-Existing Conditions Over 75s Welcome
★★★★☆ FCA Regulated Provider

Explorer Insurance

Established UK travel insurer

Comprehensive Cover Medical Emergency Cancellation Cover
★★★★☆ Trusted UK Provider

CompassSure is a comparison service. We may receive a commission when you click through to our partners. This does not affect the price you pay. Learn more